MTWAFIQ turns two decades of banking transformation practice into a platform: a remote Centre of Excellence, a library of 555 bank processes with their KPIs and SLAs, decision simulations and knowledge for the people who run financial institutions and fintechs.
Each one is live on the platform today, built from the way banks actually run.
A map of 555 bank operations processes across 7 stages, 10 departments and 50 units — each with KPIs, an SLA and suggested improvements.
Obligations mapped to controls and process steps — SAMA, NCA, PDPL, CMA and Shariah governance in one register.
Knowledge and role certification for the people who run financial institutions, in English and Arabic.
Simulations where bank teams rehearse a decision before they make it — with real numbers and a fictional bank.
Supervisors and auditors ask how a step is controlled, measured and evidenced. MTWAFIQ links each process step to its risks, controls, KPIs, requirements, SLA and evidence once — and shows the link everywhere.
See it in the Traceability module of the CoE workspace. Open the demos →
A financing request can stall over a missing document, a thin cash-flow forecast or an amount the business cannot comfortably service. MTWAFIQ’s financing-readiness technology puts that right before the file goes out, then hands it to a partner licensed by the Saudi Central Bank (SAMA), who connects it with banks and financing companies.
Asks for finance and shares its records
Logs the evidence, scores readiness, closes the gaps and releases the file after approval
Connects the file with banks and financing companies
Decides under its own credit policy
MTWAFIQ does not lend, does not broker and does not promise approval — the lender decides. Try the readiness demo →
Individuals start free and move to Premium; institutions start with a 30-day corporate trial and move to a client plan; CoE and simulation projects add depth.
The workspace, the KPI library and the simulations are reused by every client; specialists add depth where it matters.
Every object has one reference and one link registry, so a link made once is seen everywhere — the base for analytics across clients and markets.
Documents stay in the client’s own storage, no external AI service reads client data, and every workspace is isolated, signed in by one-time code and fully audited.
English and Arabic across the platform, Islamic banking and Shariah governance built in, and goals shared with Vision 2030’s Financial Sector Development Program: efficient institutions, strong governance and capable people.
We would welcome a 20-minute walk-through of the platform. Write to contact@mtwafiq.com.
